4317 40Th Ter Nw, Cape Coral, FL 33993
For Sale $324,999
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Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.
Cathedral Ceiling(s)
Smoke Detectors
Walk-In Closet(s)
Window Coverings
Taxes: $3,128.12
Tax Year: 2025
Storage
Dishwasher
Disposal
Microwave
Range
Refrigerator
Y
Building Description: Single Family
Community Type: No Subdivision
MLS Area: Not Applicable
Total Square Footage: 2,153
Total Rooms: 6
Total Floors: 1
Water: Well
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-04-30 00:00:00
Furnished: Negotiable
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Impact Resistant Doors, Shutters
Security: Smoke Detector(S)
Laundry: Washer/Dryer Hookup
Irrigation: Well
Pets: Yes
Sewer: Septic Tank
Lot Desc.: Regular
Listing Courtesy Of: Trend Realty
elizabethw.trendrealty@gmail.com
Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.
Property Details
Price: $324,999
Sq Ft: 1,712
($190 per
sqft)
Bedrooms: 4
Bathrooms: 2
City: Cape Coral
County: Lee
Type: Single Family
Development: Not Applicable
Acres: 0.2300
Virtual Tour/Floorplan: View
Year Built: 2007
Listing Number: 2026019635
Status Code: A-Active
Taxes: $3,128.12
Tax Year: 2025
Application Fee: $0.00
Garage:
2
/
Y
Furnishings: Negotiable
Pets Allowed: Yes
Interior Features:
Cathedral Ceiling(s)
Smoke Detectors
Walk-In Closet(s)
Window Coverings
Financial Information:
Taxes: $3,128.12
Tax Year: 2025
Exterior Features:
Storage
Equipment:
Dishwasher
Disposal
Microwave
Range
Refrigerator
View:
Y
Additional Information:
Building Description: Single Family
Community Type: No Subdivision
MLS Area: Not Applicable
Total Square Footage: 2,153
Total Rooms: 6
Total Floors: 1
Water: Well
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-04-30 00:00:00
Furnished: Negotiable
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Impact Resistant Doors, Shutters
Security: Smoke Detector(S)
Laundry: Washer/Dryer Hookup
Irrigation: Well
Pets: Yes
Sewer: Septic Tank
Lot Desc.: Regular
Map of 4317 40Th Ter Nw, Cape Coral, FL 33993
Listing Courtesy Of: Trend Realty
elizabethw.trendrealty@gmail.com